DwellED Homes

Available Rentals

These homes are reserved exclusively for San Antonio educators. Each property is part of DwellED's lease-to-own program — you start as a renter and build equity toward ownership.

Current Listings
Currently featuring homes in Monte Vista and Southtown. Updated as the portfolio grows — check back often or join the waitlist for a specific property.
Available
Currently Rented
Coming Soon
716 W Gramercy Pl exterior
● Available
716 W Gramercy Pl
Monte Vista / King William · San Antonio, TX 78212
3 bed
2 bath
1,330 sq ft
Built 1925
Contact for pricing · lease-to-own
Charming 3-bed, 2-bath single-family home in the historic Monte Vista neighborhood — one of San Antonio's most walkable and character-rich areas. Minutes from downtown and several SAISD campuses. Part of DwellED's lease-to-own program for educators.
211 Utah St #101 exterior
● Currently Rented
211 Utah St #101
Southtown · San Antonio, TX 78210
3 bed
3 bath
1,208 sq ft
Townhouse
Currently Rented · lease-to-own
Modern 3-bed, 3-bath townhouse in vibrant Southtown — one of San Antonio's most sought-after walkable neighborhoods with great restaurants, art, and community. Currently occupied by a DwellED educator. Join the waitlist to be notified when it opens.
List Your Property with DwellED
Are you a homeowner who wants to support San Antonio teachers? Partner with DwellED to rent your property to an educator through our lease-to-own program. We handle tenant screening, financial coaching, and the path to ownership — you get a reliable, mission-aligned tenant.

Who's a good fit?

We welcome any San Antonio homeowner who shares our mission and wants to make their property work for the community.

  • Individual homeowners with a vacant property or investment home
  • Landlords looking for stable, mission-aligned tenants
  • Real estate investors interested in the DwellED co-op model
  • Family members with an inherited property
  • Anyone who believes teachers deserve to own a home
How it works: We review your property, agree on fair rental terms, match it with a qualified educator, and manage the lease-to-own structure. You stay informed every step of the way.

Tell us about your property

Fill out the form below and our team will be in touch within 2 business days.

For Educators

Homeownership Resources

A curated guide to the grants, mortgage programs, and financial tools available to San Antonio teachers. You've earned these — let's make sure you know about them.

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DwellED tip: Many of these programs can be combined for maximum benefit. For example, a Homes for Texas Heroes mortgage can often be stacked with the San Antonio HIP 120 down payment assistance and a Mortgage Credit Certificate — potentially saving you tens of thousands. Talk to a HUD-approved counselor before applying.

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Mortgage Programs for Teachers

Low-interest loans and special financing for educators
State Program
Homes for Texas Heroes
Texas State Affordable Housing Corp (TSAHC)
Low-interest 30-year fixed-rate mortgage loans specifically for Texas educators (PreK–12 teachers, aides, librarians, counselors, and nurses). No first-time buyer requirement.
+ Down payment assistance available
Learn more →
 Program
Teacher Next Door Program
Teacher Next Door
Grants of $1,000–$9,000 (non-repayable) plus additional down payment assistance up to $24,000 for Texas teachers. No application or brokerage fees. Open to all PreK–12 staff.
Grants are non-repayable
Learn more →
 State Program
Home Sweet Texas Home Loan
Texas State Affordable Housing Corp (TSAHC)
Low-interest 30-year fixed-rate mortgages for moderate-income homebuyers statewide. Not teacher-exclusive, but educators commonly qualify. Pairs well with down payment assistance.
Min. credit score: 620
Learn more →
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Down Payment Assistance

Grants and forgivable loans to reduce your upfront costs
San Antonio
HIP 120 — Homeownership Incentive Program
City of San Antonio
Up to $15,000 in mortgage assistance for income-eligible first-time homebuyers within San Antonio city limits. Forgivable after terms are met.
Up to $15,000 assistance
Learn more →
 State Program
TSAHC Down Payment Assistance
Texas State Affordable Housing Corp
Available alongside Homes for Texas Heroes and Home Sweet Texas loans. Assistance ranges from 3–5% of the loan amount as a grant or forgivable second lien.
3–5% of loan amount
Learn more →
 Program
Good Neighbor Next Door (HUD)
U.S. Dept. of Housing and Urban Development
50% off the list price of foreclosed homes in HUD-designated revitalization areas. Open to PreK–12 teachers. Requires a 3-year residency commitment. Check HUD's site for current San Antonio listings.
50% off the home price
Learn more →
 State Program
SETH 5 Star Program
Southeast Texas Housing Finance Corp
Down payment and closing cost assistance available throughout Texas (including San Antonio). Not teacher-exclusive but widely used by educators. No first-time buyer requirement.
Available across Texas
Learn more →
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Tax Credit Programs

Reduce your tax bill and lower your effective mortgage cost
State Program
Mortgage Credit Certificate (MCC)
Texas State Affordable Housing Corp (TSAHC)
Reduces your federal income tax liability dollar-for-dollar based on a percentage of your annual mortgage interest. Especially powerful for first-time buyers combined with a Heroes loan.
Annual federal tax savings
Learn more →
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Financial Coaching & Credit Prep

Get ready to qualify — free and low-cost counseling
DwellED Program
DwellED Financial Coaching
DwellED
Every DwellED participant receives one-on-one financial coaching covering credit building, savings strategies, and mortgage readiness — included as part of the program at no extra cost.
Free for DwellED participants
Apply to DwellED →
Federal
HUD-Approved Housing Counseling
U.S. Dept. of Housing and Urban Development
Free or low-cost counseling from HUD-certified agencies. Covers budgeting, credit, mortgage readiness, and foreclosure prevention. Several agencies are located in San Antonio.
Free or low-cost
Find a counselor →
 San Antonio
SA CDC Homebuyer Education
San Antonio Community Development Corp
Local nonprofit offering homebuyer education workshops and one-on-one counseling required for many down payment assistance programs. Classes available in English and Spanish.
En español disponible
Learn more →
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Student Loan Forgiveness & Relief

Reduce your debt burden — freeing up income for homeownership
Federal
Teacher Loan Forgiveness Program
U.S. Dept. of Education
Up to $17,500 in federal student loan forgiveness for teachers who serve 5 consecutive years in a low-income school or shortage subject area. SAISD schools commonly qualify.
Up to $17,500 forgiven
Check eligibility →
 Federal
Public Service Loan Forgiveness (PSLF)
U.S. Dept. of Education
Full forgiveness of remaining federal loan balance after 10 years of qualifying public service employment and payments. Public school teachers in SAISD typically qualify.
Full loan balance forgiven at 10 years
Check eligibility →
 Texas Program
Teach for Texas Loan Repayment
Texas Higher Education Coordinating Board
Annual loan repayment assistance for certified Texas teachers in critical shortage areas. Apply each year through THECB. Reduces monthly debt burden — improving mortgage qualification odds.
Annual application required
Learn more →
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San Antonio–Specific Programs

Local initiatives actively supporting educator homeownership
San Antonio
City Teacher Homebuyer Initiative
City of San Antonio (in development)
San Antonio City Council is actively exploring a dedicated homebuyer incentive program for teachers. Championed by Councilman McKee-Rodriguez. Follow for updates as the program develops.
Watch for updates in 2025
Read more →
 San Antonio
HIP 80 — Lower Income Assistance
City of San Antonio
For buyers earning up to 80% of AMI. Provides forgivable down payment and closing cost assistance for first-time buyers purchasing within city limits.
For lower-income first-time buyers
Learn more →

Not sure where to start?

DwellED participants get personalized guidance on which programs to combine for maximum benefit — it's part of the program. Apply today and let's map out your path together.